CII Certificate in Insurance - Household insurance products (IF6) Practice Test

The Countryside Rights of Way Act 2000 is indeed the correct choice as it does not fall under the legal liabilities typically covered by household insurance. This act focuses primarily on enhancing public access to the countryside, allowing individuals to walk and enjoy outdoor spaces rather than addressing specific liabilities that may arise from property ownership or the behaviour of domestic animals.

In contrast, the Defective Premises Act 1972 imposes a duty on landlords and property owners to ensure that their properties are safe and habitable. It is concerned with the responsibilities related to the structural condition of a property and the potential liabilities that may arise from neglecting those duties.

The Animals Act 1971 addresses the legal responsibilities of pet owners regarding the behaviour of their animals, specifically liabilities arising from injuries caused by domestic animals. Similarly, the Dangerous Dogs Act 1971 is aimed at ensuring that certain breeds of dogs are controlled in a way that prevents harm to the public.

These latter acts directly relate to liabilities that can arise from privately owned property and the potentially hazardous nature of animals, making them relevant under household insurance policies.