Cover for legal liability included in the buildings section of a household policy pertains to liability incurred under which Act?

The inclusion of cover for legal liability within the buildings section of a household policy primarily pertains to the Defective Premises Act 1972. This Act establishes that a person who has a legal interest in residential premises has a duty of care to ensure that the premises are safe for occupation and do not pose a risk of injury or damage to others.

Under this legislation, if a defect in the property causes injury or damage to a third party, the property owner or landlord could be held legally liable. Household insurance policies often cover this liability to protect homeowners from potential legal claims arising due to faults in the structure of their property that could lead to such incidents.

While the other options represent important legislation in their own right, they do not primarily address the liability concerning the condition of buildings in the way that the Defective Premises Act does. For example, the Dangerous Animals Act deals with the ownership of certain animals, the Health and Safety at Work Act focuses on workplace safety, and the Environmental Protection Act pertains to environmental liabilities. Thus, the relevance of the Defective Premises Act to homeowner liability scenarios makes it the correct choice in this context.