Injury to a third party is typically covered under what type of policy?

Injury to a third party is typically covered under a liability policy. Liability insurance is specifically designed to protect individuals or businesses from claims resulting from injuries and damages sustained by third parties. This coverage applies when the insured is found to be legally responsible for causing harm to someone else, whether through negligence or other actions.

Health insurance primarily covers medical expenses incurred by the insured individual, rather than providing coverage for injuries or damages to others. A contents policy focuses on covering personal property within a household and does not address liability for injuries to third parties. Life insurance provides financial support to beneficiaries upon the insured individual's death but does not cover liability claims.

Thus, the liability policy is crucial for protecting against legal claims and financial losses that arise from such situations involving third-party injuries.