Insurers offering cover under the 'personal possessions' extension typically have a monetary limit for property taken abroad of:

Insurers that provide coverage under the 'personal possessions' extension usually set a monetary limit on the value of property that can be taken abroad. The limit of £7,500 is common in many insurance policies designed for household insurance. This amount reflects a balance between offering substantial coverage for valuables while also managing the risk that insurers face with items being used or stored outside of the home environment.

The setting of this limit serves to protect both the insurer and the insured, allowing for claims that relate to loss or damage of personal items while traveling without exposing the insurer to excessive risk. Other limits such as £2,500, £10,000, and £15,000 may not be standard practice and could reflect more specialized or specific policies which might not be as widely applicable across different insurers. Therefore, £7,500 remains the average limit many standard policies adhere to for personal possessions taken abroad.