Laura lost her valuable bracelet. When is notification of the loss to the police required under her all risks household insurance cover?

For all risks household insurance cover, notifying the police about a loss is typically an express requirement outlined in the policy. This requirement is in place for various reasons, including the need for documentation and proof of the loss, which aids both the policyholder and the insurer in the claims process. The policy may stipulate an immediate need to notify the police, especially if the loss is due to theft or vandalism, ensuring that there is an official record of the incident.

This proactive step helps to safeguard the interests of all parties involved, facilitating a smoother claims experience and potentially deterring further criminal activity by ensuring law enforcement is aware of the situation.