What is a primary focus of the insurance industry regarding climate change?

The primary focus of the insurance industry regarding climate change is indeed investing in Net Zero infrastructure. This focus reflects a growing recognition of the insurance sector's role in addressing the risks associated with climate change. By investing in infrastructure that aims for Net Zero emissions, the industry can support the transition to a more sustainable economy and potentially mitigate future risks caused by climate-related events.

Investing in Net Zero infrastructure also helps insurers manage their own risk exposure by promoting more resilient environments and communities that are less vulnerable to climate impacts, such as severe weather events and natural disasters. As climate change continues to pose significant threats, insurers are increasingly prioritizing strategies that align financial goals with sustainable practices.

In contrast, the other options do not align with the proactive and strategic approach required to combat the challenges posed by climate change. Minimizing policyholder complaints and reducing policy premiums for all do not address the core issues at stake, while promoting carbon-intensive industries runs entirely counter to the sustainability goals that insurers seek to support through Net Zero investments.