What is tenant's insurance?

Tenant's insurance is designed specifically to protect renters against personal loss and damage to their belongings. This type of insurance typically covers items such as furniture, electronics, clothing, and other personal property from risks like theft, fire, or certain types of water damage.

Additionally, tenant's insurance often includes liability coverage, which can help protect the renter if someone is injured in their rental unit or if they inadvertently cause damage to the property. This insurance is crucial for individuals renting a home because it ensures they are financially protected against incidents that could result in significant personal loss.

The other options do not accurately describe tenant's insurance. For instance, insurance that protects landlords' property pertains to coverage for the structure and interests of the landlord, not the renter. Choices that limit coverage solely to furniture and appliances or focus on home repairs do not encompass the broader protection that tenant's insurance provides, which is essential for safeguarding personal assets as well as offering liability.