What type of cover is related to personal possessions taken outside the home?

Study for the CII Certificate in Insurance - Household insurance products (IF6) Test. Prepare with multiple choice questions and comprehensive materials to enhance your understanding of household insurance.

Personal possessions taken outside the home are specifically covered under a personal possessions extension. This type of cover allows policyholders to have additional protection for items that they take away from their residential property, such as jewelry, cameras, or other valuables. It's designed to cover loss or damage to these items while they are outside the home, which wouldn’t typically be included in a standard contents policy.

A building insurance policy focuses on the structure of the home itself and does not cover personal belongings, including those taken outside. A contents policy primarily covers belongings within the home, but without the specific extension, items taken outside may not be protected. Liability cover pertains to legal responsibilities for injury or damage to third parties and does not provide coverage for personal belongings. Thus, the personal possessions extension is the appropriate choice for insuring items when they are outside the home.

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