Which of the following claims is excluded from the legal expenses extension to a household insurance policy?

The legal expenses extension to a household insurance policy typically aims to cover legal costs associated with various disputes. However, it explicitly excludes certain types of claims that are deemed to pose higher risks or fall outside the intended scope of coverage.

In this case, breaches of a contract of employment are indeed excluded from this extension. This exclusion is in place primarily because employment disputes tend to be complex and are governed by specific employment laws. Insurers aim to mitigate the risk associated with such potentially lengthy and costly legal battles by excluding these claims from the policy.

The other options relate to scenarios more aligned with typical household disputes that can be insured. Breaches of contracts for property transactions, criminal acts, and cases involving high-value goods or services are aspects for which legal assistance might be deemed necessary and thus are not excluded, placing them within the realm of covered claims under the legal expenses extension.