Which of the following is NOT a condition for an insured property to be covered?

The correct choice indicates that being a weekend household is not a condition for an insured property to be covered under a typical household insurance policy. Many household insurance policies primarily focus on properties that are permanently occupied and used as the primary residence of the insured. Such policies often require properties to be lived in regularly to ensure proper risk management; otherwise, the likelihood of claims may increase.

In contrast, the other options highlight more specific conditions commonly found in household insurance policies. Properties of standard construction typically have lower risk profiles, making them more insurable. Regular occupation, along with restrictions on leaving the property empty for extended periods, helps mitigate risks such as vandalism or damage that could go unnoticed when a property is unoccupied. Thus, the requirement for permanent residency contrasts with the idea of a weekend household, which does not align with the typical expectations of occupancy for insurance coverage.