Which of the following represents an example of full contents insurance?

Study for the CII Certificate in Insurance - Household insurance products (IF6) Test. Prepare with multiple choice questions and comprehensive materials to enhance your understanding of household insurance.

Full contents insurance is designed to provide comprehensive coverage for all personal belongings within the home. This type of coverage typically includes items such as furniture, clothing, electronics, and more, protecting the policyholder against risks like theft, fire, and damage. By choosing full contents insurance, homeowners can feel secure knowing that virtually all of their personal property is protected, subject to the terms and conditions of the policy.

In contrast, the other scenarios do not represent full contents insurance. Insurance for only major appliances would not cover a range of personal items, while coverage limited to specific items would only insure the items explicitly listed, leaving many belongings vulnerable. Additionally, coverage for external items only focuses on items outside the home, which does not align with the concept of full contents insurance that encompasses all personal belongings within the household.

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