Which of the following would NOT be covered under a standard household contents policy?

A standard household contents policy provides coverage for personal belongings within a home, including furniture, appliances, and other household items. However, certain exclusions exist regarding where and how theft is covered. Items stolen from a garage are generally not included, particularly if the garage is not connected to the main property or is considered a less secure area.

The coverage for theft usually applies to items stolen from within the insured premises or immediately adjacent secured areas. If the garage is detached, or if it is deemed not sufficiently secure, the policy may not provide protection against theft occurring in that space.

In contrast, loss of keys, glass or mirrors, and personal electronics like TVs and computers would typically be covered under a standard policy, as they fall within the categories of household contents that the policy is designed to protect.